Last updated: September 2026
Welcome to Bryan Chung Travels. By accessing and using this website, you agree to the following terms and conditions.
1. About This Website
Bryan Chung Travels provides travel, credit-card, hotel, airline, rewards, and related informational content based on personal experiences, research, opinions, and publicly available information.
The content on this website is provided for general informational and educational purposes only.
2. No Professional Advice
Information published on Bryan Chung Travels should not be considered financial, legal, tax, travel-agent, or other professional advice.
Credit-card rewards, fees, benefits, terms, interest rates, airline schedules, hotel prices, policies, and other information can change at any time.
You should verify important information directly with the relevant credit-card issuer, airline, hotel, travel provider, government agency, or other applicable source before making a decision or purchase.
3. Accuracy of Information
I make reasonable efforts to provide accurate and useful information, but I cannot guarantee that all information on this website will always be complete, accurate, or current.
Bryan Chung Travels is not responsible for errors, omissions, outdated information, price changes, schedule changes, policy changes, or other changes made by third parties.
4. Travel Information
Travel plans can be affected by circumstances outside of our control, including weather, delays, cancellations, airline or hotel policies, government requirements, closures, and other events.
You are responsible for confirming current travel information before making reservations or traveling.
5. Personal Opinions and Experiences
Some content on Bryan Chung Travels represents my personal opinions, experiences, preferences, and observations.
Opinions expressed on this website are not guarantees that a particular product, service, credit card, airline, hotel, or travel experience will be suitable for every person.
6. Advertising
Bryan Chung Travels may display advertisements from Google AdSense and other advertising partners.
Third-party advertisers may use cookies or similar technologies in accordance with their own privacy policies.
For more information, please see our Privacy Policy.
7. Affiliate Links
Bryan Chung Travels may use affiliate links to hotels, travel providers, retailers, products, or other services.
If you click an affiliate link and make a qualifying purchase or booking, Bryan Chung Travels may receive a commission at no additional cost to you.
Affiliate relationships do not determine the opinions or experiences expressed on this website.
Bryan Chung Travels does not use credit-card referral links.
8. Third-Party Websites
This website may contain links to websites operated by third parties.
Bryan Chung Travels does not control these websites and is not responsible for their content, availability, security, or privacy practices.
You should review the terms and privacy policies of third-party websites before using them.
9. Intellectual Property
Unless otherwise stated, the original articles, photographs, graphics, videos, logos, and other content created for Bryan Chung Travels are the property of Bryan Chung Travels or are used with appropriate permission.
You may not reproduce, republish, distribute, or commercially use substantial portions of the site’s original content without permission.
You may link to Bryan Chung Travels and quote brief portions of content with appropriate attribution.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Bryan Chung Travels and its owner are not responsible for losses, damages, expenses, or other consequences resulting from your use of or reliance on information provided on this website.
This includes, but is not limited to, travel bookings, financial decisions, credit-card applications, rewards redemptions, purchases, missed flights, hotel issues, schedule changes, or other decisions made based on information found on this website.
11. Changes to These Terms
These Terms & Conditions may be updated from time to time.
Any changes will be posted on this page with an updated “Last updated” date.
12. Contact
If you have questions about these Terms & Conditions, you can contact Bryan Chung Travels through the contact information provided on this website.